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Employment Practices Liability Insurance in California: Why It's Not a Substitute for an Employer Defense Lawyer
  Most California business owners buy an EPLI policy once, file the paperwork away, and assume the coverage question is settled. It isn't, and the day a claim actually shows up is the worst possible time to find that out. EPLI helps pay for a lawsuit. It does not replace the judgment, strategy, or hands-on representation an employer defense lawyer brings to a claim that's already moving....
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