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Debt Validation: The Thirty-Day Window That Can Change Everything
When a debt collector first contacts you, the clock starts ticking. Not on the debt itself, but on a critical right that many consumers never learn about until it has already expired. The debt validation period is a thirty-day window during which you can demand proof that the debt is actually yours, that the amount is correct, and that the collector has the legal authority to pursue it. Miss...
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