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Home Insurance Market: How Data, Technology, and Climate Risk Are Changing the Rules
The home insurance market is valued at roughly $284.9 billion in 2025 and is projected to reach $306.9 billion in 2026, climbing to an estimated $563.2 billion by 2033 — a 9.1% CAGR. That growth isn't just "more homes, more premiums." It's being driven by climate-based pricing, connected-home data, and a widening gap between generic policies and tailored ones....
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