Should You Use a Sweep-in FD for Managing Short-Term Surplus Cash?

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2026-08-12 12:50:59 -

Should You Use a Sweep-in FD for Managing Short-Term Surplus Cash?

Deciding what to do with extra cash can be tricky. I often see people leave substantial amounts of money sitting idle in regular savings accounts. They usually do this because they want quick access to their money if an emergency pops up, even though savings accounts pay very low interest. On the other hand, locking every extra rupee into a long-term investment can leave you short on cash when...

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